Every time I learn something new I do some research on it and when I am sure of all the facts I like to share my knowledge and help everyone.
I am a slow learner… Even though I buy investment properties, I had always trusted someone else to look after me with my mortgage rates as I was too busy selling real estate… until not too long ago!
Just by accident, speaking with someone about rates I discovered that I could go directly to my bank and ask them “what can you do about dropping the interest rate that I am currently paying” And guess what? They did!
After more research I found out that I could ask my bank if they could drop to 4,65% as another “mob” was offering me that rate and guess what? Yep, they did! Gosh! That was amazing!
So I told a friend of mine to do the same with her bank but her bank was not able to offer what mine did for me. Even when she asked them how much it will cost to discharge her mortgage so she could go elsewhere, her mortgage officer did not try to retain her by offering a better rate.
I cannot assure you that you can get 4.65% rate or better but I can direct you to the right person to find out how much you can be offered.
It will cost you nothing to ask. Its never too late! I learned now, still in time to get the benefit of what I learnt.
Call me and I will redirect you to my “Guru” to help you to save “buckets of money” like me!